How to cash out in SportPesa depends on what you mean. If you want your winnings on your phone, open Withdraw in your account, enter the amount and confirm, and the money goes to the M-Pesa line you registered. If you mean settling an open bet early, open My Bets and look for a cash out button on that slip; the operator only offers it on some bets, and the amount shown changes as the match goes on. You must be 18+ to bet.
BetTips.co.ke is independent of SportPesa. The steps below follow the operator's public help and site layout as of October 2026; menu names can shift slightly between app versions.
Withdraw from SportPesa to M-Pesa
- Log in on the site or the SportPesa app.
- Open the account menu and choose Withdraw.
- Type the amount in KES. Check the minimum and maximum shown on the screen.
- Confirm. The money is sent to the M-Pesa number registered on the account.
- Wait for the M-Pesa SMS and compare the amount with your request.
The amount on M-Pesa can be lower than the figure you won. The operator deducts withholding tax from winnings before paying out, and the tax treatment changed in July 2025 and again in July 2026. Our betting tax guide explains the mechanism without the jargon.
Withdrawing with Airtel Money
SportPesa announced deposits and withdrawals with Airtel Money under a partnership with Airtel Kenya. If your account runs on an Airtel line, the withdrawal goes there; check the cashier for the options shown for your number.
Early cash out on an open bet
Cash out lets you settle a bet before all matches finish, for a value the bookmaker calculates from the current odds. It can protect part of a profit on a multibet when the last match looks risky, or cut a loss. When it is available:
- Open My Bets and find the open slip.
- If the slip shows a cash out amount, check it against your potential win.
- Tap cash out and confirm quickly; the offer moves with the match and can disappear while you decide.
Cash out is not always offered. Jackpot tickets, some markets and bets during suspended play typically cannot be cashed out. Cashing out is a trade: you usually give up some expected value in exchange for certainty.
Withdraw or cash out: which do you need?
| Situation | Use |
|---|---|
| Bet already won and balance updated | Withdraw to M-Pesa |
| Multibet still running, you want to lock in part of the return | Cash out, if offered on that slip |
| Jackpot ticket in progress | Wait for the result; check the card for bonus tiers |
Why a withdrawal can fail
- The amount is below the minimum or above the limit shown in the cashier.
- Part of the balance is bonus money that still has wagering conditions.
- The account needs verification before a first or large payout.
- Your M-Pesa account has reached a daily or balance limit set by Safaricom.
If a withdrawal is stuck for more than a short while, contact the official channels on our SportPesa customer care page with the amount and time. For deposits, see the SportPesa paybill guide.
A habit worth building
Withdraw winnings instead of leaving them in the wallet. A balance sitting next to the next weekend's coupon tends to get bet again. Decide a share of every win that goes straight back to M-Pesa, and keep your betting money separate from rent and school fees.
Frequently asked questions
How long does a SportPesa withdrawal take?
It is normally processed to M-Pesa shortly after you confirm, but checks or network delays can slow it. Contact support if it stays pending.
Why is my withdrawal less than my winnings?
The operator deducts withholding tax from winnings before payout. Check the tax note on the withdrawal screen.
Can I cash out a SportPesa jackpot ticket?
Jackpot tickets typically cannot be cashed out. Check the jackpot rules on the card.
Can I withdraw to another person's number?
Withdrawals go to the line registered on your account. To change it, contact SportPesa through its official channels.

By 